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Merchant Cash Advance.

A merchant cash advance, also known as a business cash advance, is financing based on your future credit card receivables. This type of merchant financing is paid on a daily basis as a percentage of your credit card sales. Therefore, if your sales are high, your advance is paid off faster and if sales are lower, your payment is lower. 

A merchant cash advance can help with:

  • Inventory purchases
  • Equipment needs
  • Marketing opportunities
  • Short-term capital needs
  • And more!


Benefits of our Merchant Cash Advance:

Comerser Financial, is here to help you find the exact financing solution to fit your needs. Our dedicated Business Advisors are with you at every step, making the process fast and easy. Here are just a few benefits of working with us: 

Flexible Payments

Payments are based on a percentage of daily credit card sales, so we only make money when you make money 

Fast Approval

Apply online or over the phone in minutes, get approved in a few hours and access funds in as fast as one day!

Financing Now

Get up to 250% of your monthly credit card sales volume in one lump sum to take care of the things you need for your business.

This is a great solution for businesses with fluctuating or seasonal sales or those trying out new products or marketing opportunities.

How to Prepare Before You Apply

Just like any other means of financing, there are a couple questions to consider before applying for a merchant cash advance:

  1. How does seasonality affect your sales volume?
  2. What is your percentage of credit card sales?

Knowing the answers to these questions will allow our Business Advisors to better serve your unique funding needs. 

Merchant Cash Advance Requirements

For most businesses, you just need to have been in business for at least a year and make at least $5,000 a month in revenue. But we also offer more options.

Starter Merchant Cash Advance

Businesses with as few as three months of credit card sales volume are able to apply. You may be qualified for up to 50% of your monthly average credit card sales volume in funding. After you're paid off, you may qualify for more capital on better terms. 

Premium Merchant Cash Advance

Been around longer and want to be treated like it? If you’ve been in business for longer than three years, we’ll offer you lower cost options.

Ready to Apply?

You only need four things to get started:

  • Government-issued photo ID
  • Voided check from your business checking account
  • Last three statements from your business bank account
  • Last three credit card processing statements

Contact us today 303-524-9075 to discuss how we can tailor a credit card factoring loan specifically for your business.